ELIGIBILITY: Employed:- 25 years old to 65 years old (upon loan maturity)
- No CMAP and NFIS record
- Credit Card Holder; permanent; 1 year tenure
- Permanent Employee for at least 1 year and at least 1st level officer position (supervisory for at least 1 year or up)
- Gross BMS of at least Php20,000 per month
- Coverage area for employed: Laguna, Bulacan, MM, Rizal, Cavite
- Completely filled-up and signed application form
- Latest ITR (Form 2316)
- Company ID (with 3 specimen signature)
- Two (2) Gov't Issued ID's (with 3 specimen signature)
- Latest 2 months Credit Card Bill (Statement Of Account)
ELIGIBILITY: Self-Employed:
- 25 years old to 65 years old
- No CMAP and NFIS record
- Credit Card Holder; permanent; 1 year tenure
- At least 5 years in the same business operation / profession
- Profitable for the past 2 years
- Gross sale of at least Php50,000 per month or with an ADB of Php200,000 with any depository bank account
- Monthly amortization should not exceed 25% of net income
- Coverage area within Metro Manila only
- Completely filled-up and signed application form
- Latest 2 years ITR and Audited FS
- Two (2) Gov't Issued ID's (with 3 specimen signature)
- Latest 2 months Credit Card Bill (Statement Of Account)
- Business Registration or Mayor's Permit or SEC for Corp.
- Latest 6 months bank statement
PRODUCT FEATURES:
- Loan Amount: Php50,000 to Php1,000,000)
- Interest Rate: 1.4% per month
- Loan Term: 6 months to 36 months ( for self employed maximum of 24 months)
- Payment Mode: PDC's for the full term
- Processing Time: 2 to 3 weeks
- Processing Fee: Php1,500 (deducted from proceeds)
- Documentary Stamp Tax: P1 for every P200 for loan amounts P250K and up
- Credit Life Insurance: Required for loan above P500K.
Interested borrowers please click to download the application form below
Personal Loan Application Form
Personal Loan Application Form
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E-mail application form and documents required to:
goldenhat67@yahoo.com.ph
Please contact:
Jun at: 7033556
Ellen at: 8756516
Smart: 0908-8160619
Globe: 0927-6354724
Globe: 0927-6354724
Sun: 0922-2879017
for further details.
Purpose: Multi-purpose, e.g., tuition fee payment, travel,
pay-off credit card balances, purchase of appliances,
home improvements or to jumpstart
business ventures
Loan Amount:Minimum - P50,000Maximum - P1.0 MM
Loan Term: up to 24 months
Interest Rates: please refer to Rates and Fees
or call your Account Officer
Payment Option: Post-dated checks; Auto-debit arrangement
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Interested borrowers please click to download the application form below
Personal Loan Application Form