BDO Superlite Cash Loan

Stretch your budget with BDO Personal Loan!

Enjoy low interest rates, easy payment terms on your financing needs such as:
  • Home Renovation / Upgrades
  • Tuition / Education
  • Furniture
  • Appliances / Electronic Gadgets
  • Vacation / Travel
  • Balance Transfer / Debt Consolidation
  • Special Events
  • Health and Wellness
  • Medical Emergencies

See sample computation for a P50,000 cash loan payable in 24 equal monthly installments:
x Factor Rate
(of chosen tenor)
= Fixed Monthly
P50,000 0.054166667 P2,708.33
  • The computation above will serve as your guide. BDO at its sole discretion, shall determine the final amount and term to be approved.
  • The computed fixed monthly amortization using the factor rates indicated below may differ from the monthly amortization computed and generated by the BDO system due to the rounding-off of the factor rate, which is automated in BDO's system.

  • Product Features
      Flexible Loan Amounts
      Minimum of P10,000
      Maximum of P500,000
      Easy Payments Terms
      Choice of payments in either 6, 12, 18, 24 or 36 months
      Fixed Monthly Payments
      Pay the same amount every month
      Various Payment Options
      Convenient Application
      Submit your application at any of BDO 668 Branches
      Top-Up Loan Feature
      Secure and additional Personal Loan equal to or greater (subject to submission of new income documents) than the original Personal Loan
      Subject to at least 50% paid up from the original loan term

  • Minimum application Requirements
      Filipino citizen or foreigner residing in the Philippines for more than two (2) years
      Must be 21 years old at time of application but no more than 70 years old upon maturity
      Minimum Gross Annual Income
      P120,000 for SALARIED EMPLOYEES
      Must have at least one (1) landline at either residence or office
      Residence or office must be within BDO serviceable area.
      Additional application requirement for SALARIED EMPLOYEES
      Must be a permanent employee or at least 1 year tenure with a company.
      Additional application requirements for SELF-EMPLOYED
      Must be a sole proprietor or majority part-owner of a company operating for at least 2 years.
      Additional application requirements for PROFESSIONALS
      Must be in private practice for at least 1 year.

  • Document Requirements
      Proof of Income for SALARIED EMPLOYEES
      Photocopy of the latest BIR Form 2316 or W2 signed by employer's authorized representative (MANDATORY) AND
      Submit ANY ONE of the following:
      Original copy of Certificate of Employment and Income (COEI) issued in the last three (3) months indicating status, length of service and breakdown of compensation
      Photocopy of last full month pay slip
      Proof of Income for SELF-EMPLOYED/ PROFESSIONALS
      Photocopy of Registration of Business Name
      For Single Proprietorship issued by the DTI (Department of Trade and Industry)
      For Partnerships issued by the SEC (Securities and Exchange Commission)
      Photocopy of latest ITR and W4 with BIR/ Bank Stamp (MANDATORY)
      Photocopy of lasted Audited Financial Statements for the last two (2) years
      Photocopy of Bank Statements for the last six (6) months (OPTIONAL)
      Proof of Identification
      Photocopy of at least two (2) valid photo-bearing identification documents, front and back, issued and signed by an official authority such as:
      Driver's License
      Professional Regulations Commission (PRC) ID
      National Bureau of Investigation (NBI) Clearance
      Police Clearance
      Postal ID
      Voters ID
      Barangay Certification
      Government Service Insurance System (GSIS) e-card
      Social Security System (SSS) Card
      Senior Citizen Card
      Overseas Workers Welfare Administration (OWWA) ID
      OFW ID
      Seaman's Book
      Alien Certification of Registration/Immigrant Certificate of Registration
      Government Office and GOCC ID, e.g. Armed Forces of the Philippines (AFP ID), Home Development Mutual Fund (HDMF ID).
      Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
      Department of Social Welfare and Development Certification (DSWDC)
      Integrated BAR of the Philippines ID
      Company ID's issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC, or IC.
      For Resident Foreigners only
      Copy of Employment Contract or Certificate of Employment
      Letter from the Embassy (if Embassy Official)
      Submit photocopy of ANY ONE of the following:
      -Valid Passport with Resident Visa; OR
      -Work Permit and valid Visa; OR
      -Special Investor's Resident Visa and Visas Philippine Economic Zone Authority or Visa with EO226; OR
      -ACR or ICR or ACR1

E-mail application form and documents required to:

Please contact:
Jun at: 7033556
Ellen at: 8756516
Smart: 0908-8160619
Globe: 0927-6354724
Sun: 0922-2879017
for further details.