BDO Superlite Cash Loan

Stretch your budget with BDO Personal Loan!

Enjoy low interest rates, easy payment terms on your financing needs such as:

• Home Renovation / Upgrades
• Tuition / Education
• Furniture
• Appliances / Electronic Gadgets
• Vacation / Travel
• Balance Transfer / Debt Consolidation
• Special Events
• Health and Wellness
• Medical Emergencies

See sample computation for a P50,000 cash loan payable in 24 equal monthly installments:

Desired Amount	x	Factor Rate (of chosen tenor)	=	Fixed Monthly Amortization
P50,000		0.054166667		P2,708.33

• The computation above will serve as your guide. BDO at its sole discretion, shall determine the final amount and term to be approved.
• The computed fixed monthly amortization using the factor rates indicated below may differ from the monthly amortization computed and generated by the BDO system due to the rounding-off of the factor rate, which is automated in BDO's system.

• Product Features
  Flexible Loan Amounts
  
  Minimum of P10,000
  Maximum of P500,000
  Easy Payments Terms
  
  Choice of payments in either 6, 12, 18, 24 or 36 months
  Fixed Monthly Payments
  
  Pay the same amount every month
  Various Payment Options
  Convenient Application
  
  Submit your application at any of BDO 668 Branches
  Top-Up Loan Feature
  
  Secure and additional Personal Loan equal to or greater (subject to submission of new income documents) than the original Personal Loan
  Subject to at least 50% paid up from the original loan term

• Minimum application Requirements
  Filipino citizen or foreigner residing in the Philippines for more than two (2) years
  Must be 21 years old at time of application but no more than 70 years old upon maturity
  Minimum Gross Annual Income
  
  P120,000 for SALARIED EMPLOYEES
  P400,000 for SELF-EMPLOYED/PROFESSIONALS
  Must have at least one (1) landline at either residence or office
  Residence or office must be within BDO serviceable area.
  Additional application requirement for SALARIED EMPLOYEES
  
  Must be a permanent employee or at least 1 year tenure with a company.
  Additional application requirements for SELF-EMPLOYED
  
  Must be a sole proprietor or majority part-owner of a company operating for at least 2 years.
  Additional application requirements for PROFESSIONALS
  
  Must be in private practice for at least 1 year.

• Document Requirements
  Proof of Income for SALARIED EMPLOYEES
  
  Photocopy of the latest BIR Form 2316 or W2 signed by employer's authorized representative (MANDATORY) AND
  Submit ANY ONE of the following:
  
  Original copy of Certificate of Employment and Income (COEI) issued in the last three (3) months indicating status, length of service and breakdown of compensation
  Photocopy of last full month pay slip
  Proof of Income for SELF-EMPLOYED/ PROFESSIONALS
  
  Photocopy of Registration of Business Name
  
  For Single Proprietorship issued by the DTI (Department of Trade and Industry)
  For Partnerships issued by the SEC (Securities and Exchange Commission)
  Photocopy of latest ITR and W4 with BIR/ Bank Stamp (MANDATORY)
  Photocopy of lasted Audited Financial Statements for the last two (2) years
  Photocopy of Bank Statements for the last six (6) months (OPTIONAL)
  Proof of Identification
  
  Photocopy of at least two (2) valid photo-bearing identification documents, front and back, issued and signed by an official authority such as:
  
  Passport
  Driver's License
  Professional Regulations Commission (PRC) ID
  National Bureau of Investigation (NBI) Clearance
  Police Clearance
  Postal ID
  Voters ID
  Barangay Certification
  Government Service Insurance System (GSIS) e-card
  Social Security System (SSS) Card
  Senior Citizen Card
  Overseas Workers Welfare Administration (OWWA) ID
  OFW ID
  Seaman's Book
  Alien Certification of Registration/Immigrant Certificate of Registration
  Government Office and GOCC ID, e.g. Armed Forces of the Philippines (AFP ID), Home Development Mutual Fund (HDMF ID).
  Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
  Department of Social Welfare and Development Certification (DSWDC)
  Integrated BAR of the Philippines ID
  Company ID's issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC, or IC.
  For Resident Foreigners only
  
  Copy of Employment Contract or Certificate of Employment
  Letter from the Embassy (if Embassy Official)
  Submit photocopy of ANY ONE of the following:
  
  -Valid Passport with Resident Visa; OR
  -Work Permit and valid Visa; OR
  -Special Investor's Resident Visa and Visas Philippine Economic Zone Authority or Visa with EO226; OR
  -ACR or ICR or ACR1

E-mail application form and documents required to:

goldenhat67@yahoo.com.ph

Please contact:

Jun at: 7033556

Ellen at: 8756516

Smart: 0908-8160619
Globe: 0927-6354724

Sun: 0922-2879017

for further details.