BDO Superlite Cash Loan

Stretch your budget with BDO Personal Loan!

Enjoy low interest rates, easy payment terms on your financing needs such as:

  • Home Renovation / Upgrades
  • Tuition / Education
  • Furniture
  • Appliances / Electronic Gadgets
  • Vacation / Travel
  • Balance Transfer / Debt Consolidation
  • Special Events
  • Health and Wellness
  • Medical Emergencies

See sample computation for a P50,000 cash loan payable in 24 equal monthly installments:

x Factor Rate
(of chosen tenor)
= Fixed Monthly
P50,000 0.054166667 P2,708.33
  • The computation above will serve as your guide. BDO at its sole discretion, shall determine the final amount and term to be approved.
  • The computed fixed monthly amortization using the factor rates indicated below may differ from the monthly amortization computed and generated by the BDO system due to the rounding-off of the factor rate, which is automated in BDO's system.
  • Product Features

      Flexible Loan Amounts

      Minimum of P10,000

      Maximum of P500,000

      Easy Payments Terms

      Choice of payments in either 6, 12, 18, 24 or 36 months

      Fixed Monthly Payments

      Pay the same amount every month

      Various Payment Options

      Convenient Application

      Submit your application at any of BDO 668 Branches

      Top-Up Loan Feature

      Secure and additional Personal Loan equal to or greater (subject to submission of new income documents) than the original Personal Loan

      Subject to at least 50% paid up from the original loan term

  • Minimum application Requirements

      Filipino citizen or foreigner residing in the Philippines for more than two (2) years

      Must be 21 years old at time of application but no more than 70 years old upon maturity

      Minimum Gross Annual Income

      P120,000 for SALARIED EMPLOYEES


      Must have at least one (1) landline at either residence or office

      Residence or office must be within BDO serviceable area.

      Additional application requirement for SALARIED EMPLOYEES

      Must be a permanent employee or at least 1 year tenure with a company.

      Additional application requirements for SELF-EMPLOYED

      Must be a sole proprietor or majority part-owner of a company operating for at least 2 years.

      Additional application requirements for PROFESSIONALS

      Must be in private practice for at least 1 year.

  • Document Requirements

      Proof of Income for SALARIED EMPLOYEES

      Photocopy of the latest BIR Form 2316 or W2 signed by employer's authorized representative (MANDATORY) AND

      Submit ANY ONE of the following:

      Original copy of Certificate of Employment and Income (COEI) issued in the last three (3) months indicating status, length of service and breakdown of compensation

      Photocopy of last full month pay slip

      Proof of Income for SELF-EMPLOYED/ PROFESSIONALS

      Photocopy of Registration of Business Name

      For Single Proprietorship issued by the DTI (Department of Trade and Industry)

      For Partnerships issued by the SEC (Securities and Exchange Commission)

      Photocopy of latest ITR and W4 with BIR/ Bank Stamp (MANDATORY)

      Photocopy of lasted Audited Financial Statements for the last two (2) years

      Photocopy of Bank Statements for the last six (6) months (OPTIONAL)

      Proof of Identification

      Photocopy of at least two (2) valid photo-bearing identification documents, front and back, issued and signed by an official authority such as:


      Driver's License

      Professional Regulations Commission (PRC) ID

      National Bureau of Investigation (NBI) Clearance

      Police Clearance

      Postal ID

      Voters ID

      Barangay Certification

      Government Service Insurance System (GSIS) e-card

      Social Security System (SSS) Card

      Senior Citizen Card

      Overseas Workers Welfare Administration (OWWA) ID

      OFW ID

      Seaman's Book

      Alien Certification of Registration/Immigrant Certificate of Registration

      Government Office and GOCC ID, e.g. Armed Forces of the Philippines (AFP ID), Home Development Mutual Fund (HDMF ID).

      Certification from the National Council for the Welfare of Disabled Persons (NCWDP)

      Department of Social Welfare and Development Certification (DSWDC)

      Integrated BAR of the Philippines ID

      Company ID's issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC, or IC.

      For Resident Foreigners only

      Copy of Employment Contract or Certificate of Employment

      Letter from the Embassy (if Embassy Official)

      Submit photocopy of ANY ONE of the following:

      -Valid Passport with Resident Visa; OR

      -Work Permit and valid Visa; OR

      -Special Investor's Resident Visa and Visas Philippine Economic Zone Authority or Visa with EO226; OR

      -ACR or ICR or ACR1

E-mail application form and documents required to:

Please contact:

Jun at: 409-7495 * 466-0480

Ellen at: 466-0479

Smart: 0928-5082376 * 0920-9610865

Sun: 0923-7451 * 0923-8520963

for further details.